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Profile photo of a State Farm Agent named: Melissa Ludwig

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State Farm® Insurance Agent

Melissa Ludwig

148 Lantana Drive
Hockessin, DE 19707-8800

Lantana Square Shopping Center , between Tuesday Morning and Sky Cleaners

Profile photo of a State Farm Agent named: Melissa Ludwig

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


148 Lantana Drive
Hockessin, DE 19707-8800


English, Spanish


Summer is a time of joy and excitement, filled with endless possibilities for adventure and relaxation. However, it's important to be aware of the insurance risks that can come along with the fun. Whether it's outdoor activities, travel plans, or unexpected weather, being prepared can help you keep that summer smile on your face. By having the right insurance coverage for accidents and property damage, you can enjoy the sunny days and carefree moments with confidence and worry less about unexpected events. So go ahead, embrace the summer spirit, and let the good times roll!

Here at my Hockessin State Farm office, my team and I are all about customer service and helping you feel like you are part of our State Farm family. We have a special opportunity to help people with all of life's changes - when you're just starting out on your own, changing jobs, marriage, children, buying a house, helping aging parents, saying goodbye to loved ones, getting ready for retirement, downsizing, and so much more. We look forward to helping along life's journey.

I began my career with State Farm in 2000 as a college intern while attending college at the University of Delaware. After graduating, I came back to State Farm as a finance supervisor working with all departments within the company. After closely working with agents, I decided to follow my dream of owning my own business and became a State Farm Insurance Agent. My passion to help others and my love for the state of Delaware led me to become an Agent in Hockessin in 2009. My family and I live in Wilmington, DE. We are active members in the community- my husband Joe is a personal trainer, and I have been a YMCA spinning instructor for many years. It is my top priority to provide you and your family with exceptional support and service while focusing on your individual Insurance and Financial needs.

Our State Farm team provides service 24/7/365. My professional team has a combined experience of over 55 years, providing outstanding customer service. We work hard to help your life go right!

We are licensed in three states, Delaware, Pennsylvania, and Maryland, and can help you no matter where you are located.

We provide free quotes with competitive prices and service for life insurance, auto insurance, motorcycle insurance, business insurance, commercial auto insurance, workers compensation, homeowner insurance, condo and renters insurance, rental dwelling insurance, mobile home insurance, pet insurance, and more.

Many quotes can be started online, however AUTO quotes are not available online in DE currently. Please call our office directly during business hours to get an auto quote and get your personalized price plan!

We would love the opportunity to earn your business!

Melissa J. Ludwig, Owner/Agent

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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It is our top priority to provide you and your family with exceptional support and service while focusing on your overall insurance needs.


Allison Gumienny

Account Representative

Allison has been with Melissa's team since 2021 and a life long resident of Hockessin. She loves spending time with her family and wide variety of pets. Allison also loves helping customers with billing, policy, and discount questions- helping them understand the full financial picture of their policy. Allison is a relationship builder- always going above and beyond for our customers, and always happy to do so. Allison is energetic and enjoys welcoming new customers to our office- making them feel a part of our office family.


Joy Lancaster

Insurance Account Representative

Joy has been part of Melissa’s team since 2014. Prior to May of 2014, she worked in the State Farm Corporate arena for 38 years in several positions throughout the years: a policy typist, a group insurance benefits representative, claims processor, and an administrative assistant.

Joy is married, has two adult children, and five grandchildren. She loves spending time with her grandchildren with special weekend sleepovers and loves cooking for her family.

At the office, she strives to provide impeccable customer service with every customer she comes in contact with. When she reaches out to them for whatever reason, it’s important they know we care about their current issue---good or not so good--- and we are here to help resolve and work through it with hopefully a positive and favorable outcome. Joy is a firm believer that good communication and building trust on a daily basis are essential in maintaining good relationships with every customer.


Saundra Green

Insurance Account Representative

Saundra has been part of Melissa’s team since 2012 and with State Farm for over 25 years. She enjoys assisting our customers in determining the appropriate options for their insurance needs from auto and homeowners to life insurance. She has a passion for commercial and business insurance for the small business owner and looks forward to helping them navigate their own insurance needs. Saundra continually looks to increase her knowledge of the changing insurance environment in order to help in servicing our customers.


Melissa Oberholzer

Insurance Account Representative

Melissa O. joined Melissa’s team at the end of 2023. She comes with over 25 years of insurance experience and with State Farm for most of that time.

She enjoys helping people wherever she goes and especially likes to help policyholders uncover their needs and fill in the gaps to make sure they are insured accurately in the event of a loss.

She is a Delaware native and has four adult children and 5 grand-dogs.

When she is not spending time with her family and friends, she volunteers with Meals on Wheels and in theaters from The Grand and Playhouse in Wilmington to The Walnut Street Theater in Philadelphia.

Melissa O.’s life experiences help her to be extra empathetic when she comes in contact with others trying to navigate their life curveballs.

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.